For many of us, retirement is when dreams become reality. Released from the commitment of full-time employment, we are able to choose from a range of lifestyle options.
Despite having all of this to look forward to, preparing for retirement can be one of the most stressful and uncertain times of your life.
Start planning early
Planning early will help you get the most out of your retirement. The Government’s objective is to provide a full pension only as a safety net for those in real financial need and have therefore introduced generous tax concessions to superannuation and retirement income streams so that, with adequate planning, individuals can generate their own retirement income.
Making the most of your retirement funds
Smith Wealth Partners can help you achieve your retirement goals by advising you on how you can:
- ease into retirement – work less hours and at the same time boost your super savings
- still earn a regular income once you’ve retired
- minimise the tax you pay
- maximise your Centrelink entitlements
- maximise your super – even after you’ve retired
- and more…